100% Financing Available
Home Improvement Financing to Fit Your Needs. Now offering 100% financing options for those who qualify.
Quick, Paperless Application Process
Program’s focus is simple – to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.
LICENSES: NMLS #1416362; CT SLC-1416362; NJ MT #1501607 C22
12 Months No Payments
No interest if paid in full within 12 months
PLAN 3128
9.99 APR for 96 Months
Project | Interest-Only | Amortized |
|---|---|---|
$1,000 | $8.32 | $15.72 |
$5,000 | $41.63 | $78.58 |
$10,000 | $83.25 | $157.16 |
$15,000 | $124.88 | $235.74 |
$20,000 | $166.50 | $314.31 |
PLAN 1969
9.99 APR for 120 Months
Project | Interest-Only | Amortized |
|---|---|---|
$1,000 | $8.32 | $13.55 |
$5,000 | $41.63 | $67.73 |
$10,000 | $83.25 | $135.46 |
$15,000 | $124.88 | $203.19 |
$20,000 | $166.50 | $270.92 |
PLAN 1449
When applying you will need to use the appropriate plan number above and our GreenSky merchant number below.
81031214
Apply by Phone
866-936-0602
Apply Online
Frequently Asked Questions (FAQs)
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.
Q: What type of credit is available?
GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.
Q: How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early. Apply today at www.greenskycredit.com/consumer or call 866-936-0602.
Q: How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.
Q: How long do I have to use my loan?
Once approved, you have four months to make your purchases.
Q: When is my first payment due?
Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.
Q: When does the Deferred Interest plan promotion window begin?
At the time of your first transaction.
1. GreenSky® is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants/providers. Participating lenders are federally insured, federal and state-chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky, LLC and its wholly-owned subsidiaries service the loans on behalf of participating lenders.
2. Fixed APR during the life of the loan. Subject to credit approval.
3. Subject to credit approval. Fixed APR of 9.99% for 96 months. For each $1,000 financed, 5 payments of $8.33 followed by 91 amortized payments of $15.72.
4. Subject to qualifying credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months.
5. Subject to credit approval. Fixed APR of 9.99% for 120 months. For each $1,000 financed, 5 payments of $8.33 followed by 115 amortized payments of $13.55.